Fee Guide
UPSC Application Fee: Payment Methods, Exemptions, and Refunds
The UPSC CSE application fee is Rs.100 for General, OBC, and EWS candidates. SC, ST, PwBD, and all female candidates are exempted completely. Payment is on…
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Fee Guide
Fee Guide
UPSC Application Fee: Payment Methods, Exemptions, and Refunds
The UPSC CSE application fee is Rs.100 for General, OBC, and EWS candidates. SC, ST, PwBD, and all female candidates are exempted completely. Payment is on…
Education
UPSC Civil Services Exam Form Fill 2026: Complete Step-by-Step Guide for India
Filling the UPSC Civil Services Exam form is the first real test. Not of your knowledge, but of your patience. The form looks simple, but one wrong entry c…
Money Saving
Overdraft Fees Are a Trap – Here's How to Beat Them
Let me be straight with you. Banks made twelve billion dollars from overdraft fees in 2022 alone. That's not a service. That's a tax on people who are alre…
Money Saving
Overdraft Fees Are a Trap – Here's How to Beat Them
Let me be straight with you. Banks made twelve billion dollars from overdraft fees in 2022 alone. That's not a service. That's a tax on people who are alre…
Jobs
Finance and Banking Jobs in Dubai: Breaking Into the Sector
Dubai has established itself as the Middle East's leading financial centre, and DIFC is the epicentre of that ecosystem. Major investment banks including G…
Finance
Finance and FinTech: Beyond Wall Street
When I graduated with a finance degree, I thought I had to move to New York and grind it out on Wall Street. The burnout stories scared me. Luckily, I disc…
Banking
Banking in America – Checking, Savings, and Why You're Paying Too Many Fees
Banking in America is different from many other countries. First, you need a checking account for daily spending and a savings account for money you don't…
Banking Culture
Why Americans Still Use Checks (And You Might Have To)
You'll hear people say checks are outdated. And yeah, for everyday stuff they are. But try paying your landlord with Venmo. Or your plumber. Or that old-sc…
Digital Payments
Zelle, Venmo, and Cash App – The Unwritten Rules of American Money Transfers
If you're banking in America, you need to know about the big three: Zelle, Venmo, and Cash App. They all send money from your phone. But they work very dif…
Digital Payments
Zelle, Venmo, and Cash App – The Unwritten Rules of American Money Transfers
If you're banking in America, you need to know about the big three: Zelle, Venmo, and Cash App. They all send money from your phone. But they work very dif…
Banking Culture
Why Americans Still Use Checks (And You Might Have To)
You'll hear people say checks are outdated. And yeah, for everyday stuff they are. But try paying your landlord with Venmo. Or your plumber. Or that old-sc…
Rise of America
The New Deal: When America Reinvented Its Government
By March 4, 1933, the day Franklin Delano Roosevelt was inaugurated as the thirty-second president of the United States, the American economy was in a stat…
Banking Comparison
Credit Unions vs Big Banks – What Regular Americans Don't Say Out Loud
Everyone's got an opinion on credit unions versus big banks. Here's mine after banking with both for over a decade. Credit unions are not-for-profit. That…
Banking Comparison
Credit Unions vs Big Banks – What Regular Americans Don't Say Out Loud
Everyone's got an opinion on credit unions versus big banks. Here's mine after banking with both for over a decade. Credit unions are not-for-profit. That…
Personal Finance
Opening Your First Bank Account in the U.S. – What Nobody Tells You
So you want to open a bank account in America. Good move. But let me tell you what the teller won't say while you're sitting there with your passport and s…
Personal Finance
Opening Your First Bank Account in the U.S. – What Nobody Tells You
So you want to open a bank account in America. Good move. But let me tell you what the teller won't say while you're sitting there with your passport and s…
Business
Dubai's Real Estate Market in 2025: Investor's Complete Guide
Dubai's real estate market has been one of the world's best performing over the past four years, driven by population growth, a steady influx of high-net-w…
Business
Investing in Dubai Property as a Foreigner: The Complete Guide
Dubai's decision to open its property market to foreign freehold ownership in 2002 transformed the city. Before that point, non-UAE nationals could only le…
Correction Guide
UPSC Form Correction Window: What You Can and Cannot Edit
After submitting the UPSC form, you get a correction window – usually 7 days after the last date. You can edit: exam center, photo, signature, educationa…
Security
The Cyber Frontier: India’s Vulnerability to Digital Warfare
Geopolitics isn’t just about soldiers on a mountain; it’s about hackers in a basement. India has faced massive cyber attacks—the 2018 UIDAI breach, t…
Defense & Technology
Space is the Place: India’s Anti-Satellite Test and the Militarization of Space
When India shot down one of its own satellites (Mission Shakti) a few years ago, it became one of the few countries with anti-satellite (ASAT) capability…
Security
The Dark Side of AI Agents: Security Risks You Need to Know
Okay, let’s be real for a minute. Handing over your passwords and API keys to an autonomous piece of software is a security nightmare waiting to happen i…
Introduction to Claude
The Claude Pro Plan: Is It Worth the Upgrade?
Claude.ai's free tier gives you a taste of what Claude can do, but heavy users often find themselves hitting limits fairly quickly. The Pro plan costs arou…
Spy Thriller
Pathaan (2023): Siddharth Anand's Spy Thriller That Revived Bollywood
Pathaan arrived at a time when Bollywood desperately needed a blockbuster, and it delivered beyond expectations. Siddharth Anand's spy thriller, part of YR…
UPSC Form Guide
UPSC IAS Form Fill-Up 2026: A Complete Beginner’s Guide
The UPSC Civil Services Examination is one of the toughest exams in India. Filling the form correctly is the first real challenge. Start by visiting the of…
Freelancing
The AI Job Nobody Is Talking About (And Why You Should Grab It Now)
Everyone's obsessed with becoming an AI prompt engineer or building the next ChatGPT killer. Meanwhile, there's a boring, unsexy job that's printing money…
FFMG Basics
FFMG Exam Full Form, Dates & Eligibility – What Every Indian FMG Must Know First
FFMG stands for Foreign Medical Graduate Examination. It's the test you have to clear if you studied MBBS outside India and want to practice here. The exam…
NRI Guide
UPSC Form for NRIs and Foreign Nationals
Indian citizens living abroad (NRIs) can apply for UPSC just like residents. You need a valid Indian passport. OCI (Overseas Citizen of India) card holders…
Step-by-Step
Step-by-Step Screenshot Walkthrough of UPSC Form Portal
Let's walk through the UPSC form page by page. Step 1: Go to https://upsconline.nic.in. Click on 'Examination' > 'Civil Services (Preliminary)'. Step 2: Cl…
Medical Entrance
INICET 2026 Form Filling & Exam Dates: A Complete Beginner's Guide
If you are a medical graduate dreaming of postgraduate seats in top Indian institutes, INICET is your gateway. The form for INICET 2026 usually opens aroun…
Reservation
UPSC PwBD (Person with Benchmark Disability) Form Filling
PwBD candidates get fee exemption, extra time (20 minutes per hour), and a scribe if needed. To claim this, you must have a disability certificate of at le…
Deadline
UPSC Form Last Date – What Happens After?
UPSC does NOT accept late applications under any circumstances. The last date is usually in March 6:00 PM. After that, the portal closes. No late fee optio…
Admissions & Benefits
After FFMG – Which Colleges in India Accept It, Admissions Process & Career Benefits
Clearing FFMG is just the start. Now which colleges can you get into? First, you need to understand – FFMG score is not for PG seats directly. After clea…
Step-by-Step
Step-by-Step Screenshot Walkthrough of UPSC Form Portal
Let's walk through the UPSC form page by page. Step 1: Go to https://upsconline.nic.in. Click on 'Examination' > 'Civil Services (Preliminary)'. Step 2: Cl…